Managing your money

  • Priority bills: Make sure you pay your rent, Council Tax, electricity, gas, and water first. These are essential for your home and wellbeing.
  • Help with bills: If you receive certain benefits, you may be eligible for reductions or social tariffs on gas, electricity, and water.
  • Paying your rent: Most help towards rent is now paid via Universal Credit. Council Tax support is claimed separately through your local council.
  • Budgeting skills: Learning to manage your money is key—especially if this is your first tenancy. Visit Money Helper and Money Saving Expert for tips and tools.
  • Contents insurance: Aspire covers the structure of your home, but you’ll need contents insurance to protect your belongings. We partner with Thistle Insurance to offer affordable cover for tenants.
  • Debt worries? If you’re struggling with debt or worried about money, Citizens Advice can help. Aspire’s in-house Money Advice Team is also here for you—last year, we helped tenants reduce £494,000 of debt.
  • Beware of loan sharks: Illegal lenders often target people in need. They charge huge interest and can use threats or violence. Learn more and get help here.